Travel Insurance Overseas Visitor Compare & Buy Trip Insurance 2025
We support our customers through our Japanese service centers in major cities around the world and our worldwide network.
We also have our own special provisions to ensure a worry-free trip.
About the compensation
Chubb’s overseas travel insurance protects travelers from accidents and troubles.
The main coverage is outlined below. For details, please refer to the “Overseas Travel Insurance General Travel Insurance Clause Special Provisions” on our website. Please note that the coverage provided will vary depending on the type of contract you apply for, so please take note when applying.
Medical and relief costs
If you receive treatment for an injury or illness while traveling abroad In cases where you are hospitalized for 3 or more consecutive days and your family members come to visit you We will cover medical expenses, hospitalization fees, surgery costs, and transportation and accommodation costs for family members (rescuers) to the site.
(Note) Unlimited medical and emergency expenses Travel Insurance means that there is no limit to the compensation (insurance amount) for injuries, illnesses, and accidents during the trip. It does not mean that medical and emergency expenses are covered for the rest of your life.
Emergency expenses due to accidents while traveling
If you become injured or ill while traveling abroad and are unable to participate in a booked golf course or optional tour If your checked baggage is delayed (more than 6 hours) and you purchase a personal item
When an unexpected accident occurs while traveling abroad and you are forced to incur expenses,
such as an aircraft being delayed for more than six hours and having to pay for accommodation and meals out of your own pocket We will pay cancellation fees for travel services, personal item purchases, transportation and accommodation costs, etc
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(Note) “Unforeseen accidents” are limited to those whose occurrence is certified by a public institution, transportation facility, accommodation facility, medical institution, or travel agency, and there is a receipt to prove the expenditure of expenses. (Note) Meal expenses incurred by the insured at the departure point or transfer point until an alternative aircraft becomes available will be limited to 10% of the insured amount throughout the Travel Insurance period.
Death by injury
In the event of death due to injuries sustained during a sudden and unexpected external accident while traveling overseas We will pay the injury death benefit.
Persistent disability due to injury
When a person suffers from a permanent disability due to an injury sustained in a sudden and unexpected external accident while traveling abroad
Depending on the severity of the disability, we will pay between 100% and 4% of the disability benefit amount.
Death from illness
If you die due to illness while traveling overseas, we will pay you a death benefit.
Liability (no out-of-pocket expenses)
- If you accidentally break something in a store while traveling abroad
- If you cause injury to someone else
- We will pay compensation for damages if you are legally liable for damages, such as if you flood a hotel room.
- We will pay compensation if you are legally liable for damages.
Items to bring (no self-paid expenses)
- If your suitcase, camera, watch, etc. is stolen while traveling abroad
- If the lock on your suitcase is broken due to security checks at the airport
- In the event that you accidentally drop and break your video camera, we will pay for repairs to your
- personal effects up to the current value (only applies to the insured person’s personal effects).
We will pay for repairs to personal effects up to the current value of the item (only for the insured’s personal effects).
Travel Insurance Comprehensive services
Japanese Service Center
We have set up the Chubb Japanese Service Center and Local Service Centers to provide various services in case of unexpected accidents or illnesses while traveling abroad. You can contact the Japanese Service Center directly from anywhere in the world by Travel Insurance toll-free number or collect call without going through a local operator. We are available to provide consultations in Japanese 24 hours a day, 365 days a year.
* If you call from a mobile phone brought from Japan, roaming and call charges will be incurred even if you call the toll-free number. Please contact your mobile phone company for details on these charges.
Service Details
- Cashless medical service (may not be applicable depending on region or hospital)
- Travel and hotel arrangements for rescuers
- Providing information and arranging medical institutions
- Emergency transportation arrangements*
- Referral to a specialist
- Return arrangement service
- Information on how to file an Travel Insurance claim
- Consultations regarding lost or stolen traveler’s checks, credit cards, passports, etc.
